We all know what the reintroduction of loan to value ratio (LVR) rules has done for investor demand in the residential property market – after a peak market...
Tag - Finance
Interest rates are starting to track up leading to significant cost implications for property investors. Some specific issues to be mindful of: 1. Why...
Over the past month the property market has remained at the forefront of news headlines, so here’s an important reminder of recent key points: Property values...
Clearly, the late-March policy changes made by the Government have altered the economics of using a mortgage to buy further investment properties, coming on...
When it comes to mortgage lending, in many circumstances it comes down to deposits/equity and your ability to meet loan affordability criteria, which can...
We meet clients regularly who are looking at getting into property investment and are wondering how much money they need to get going. There are many answers...
Second-tier/non-bank lending is not for the faint-hearted. Rules differ widely from traditional property financing. Still, with the banks taking a tough stance...
Hell yeah! Banks always want to know your full financial position when assessing lending. They want to understand what your commitments are before they...
I get asked about bank servicing criteria all the time. Comes with the territory I suppose. The cautiousness I totally get. Imagine putting in all the hard...
In certain markets where properties are moving quickly, your ideal scenario would be to aim at being in a position to purchase and move at the same pace as the...
A little note from us: Though the effects of Covid-19 are being felt acutely across the board at the time of this article being published. We feel that it is...
When it comes to investing in properties with a partner*, be it a spouse, a friend or colleague, funding rules can differ from lender to lender and would...
The OCR has been cut recently by 0.5% – a lot higher than many economists were initially expecting. What might this mean for the borrower? Over the...
This is a question that often troubles people, as they are unsure about how to proceed from here in terms of maintaining and/or growing their property...
How do you know a broker is going to give you the best advice, and why is it worthwhile going down this path as opposed to going to your own bank? Well, this...
Buying off the plan can be an exciting proposal, it has many benefits which can be capitalised on if purchasing correctly and with enough due diligence put...
