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How to optimise your insurance cover with the right excess

Date/Time: Date(s) - 28 June 2023, 12:00 pm - 12:45 pm


30-minute web session streaming from 12 pm

Post-stream replay available

Featuring Sarina Gibbon, APIA and Rene Swindley, Initio Insurance

Given the current rent environment, excess setting  for landlord insurance has become an art

What’s an insurance policy for if not to help you bounce back from unexpected and costly events? And with the RTA putting a limit on tenants’ liability for carelessly damaging your property, excess setting has become an art for landlords. We will talk about how to set your excess in a way that would optimise your insurance coverage in real terms.

Session topics

👌 The pros and cons of a high and low excess;

👌 How to set your rent and bond to avoid claiming on insurance in the first place;

👌 How do different insurers define an ‘event’, and how are those differences affect your ability to remediate and return the property to its original state;

👌 How to stay on top of current pricing and not be duped by inflation; and

👌 Other ways to manage your insurance cost.


Sarina is the general manager of the APIA. Rene is the founder and director of Initio Insurance.

Webinar link

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Bookings are closed for this event.

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