In recent months the volume of property sales has remained very low, and values have continued to fall, with Auckland amongst the softest markets in NZ...
Tag - Interest Rates
Inflation is currently a critical concern in NZ and globally, which has knock-on effects on the housing market via a higher official cash rate (OCR) and...
Interest rates are starting to track up leading to significant cost implications for property investors. Some specific issues to be mindful of: 1. Why...
What a change a few weeks can make. It was only a short time ago that some commentators were predicting that the official cash rate (OCR) wouldn’t start to...
Thinking back to the start of 2020, nobody could have anticipated what was about to playout for the economy or the property market. But after a lot of...
This week’s question comes from Pat (paraphrased): The Internet is riddled with OCR predictions. Every commentator sounds just as learned and...
The OCR has been cut recently by 0.5% – a lot higher than many economists were initially expecting. What might this mean for the borrower? Over the...
With interest rates having remained suppressed for as long as they have, chances are many investors are not entirely prepared for the coming rate rises. And...
Interest is without a doubt the biggest expense for most, if not all, property investors. A movement, however slight, in the OCR can have real consequences...
A month into the new banking era of mortgage lending caps, I am already hearing anecdotal tales of quieter open homes, vacated auction rooms, and buyer...
In his address to the Property Council Of New Zealand yesterday, Deputy Reserve Bank Governor Grant Spencer gave a broad-view digest into the current housing...
I scratch my head every time a first-home buyer gets into the media and paints her position as nothing more than a Dickensian victim; marginalised by society...
We often get asked by newbie investors what the Official Cash Rate is and how it affects property investors. Leaving the nitty-gritty details to the real...
