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When It Rains, It Claims: What Every Landlord Needs to Know About Water-Related Insurance Claims

Water damage is every landlord’s nightmare. In this session, APIA’s Sarina Gibbon teams up with Initio Insurance Head of Claims, Hannah Gabbie, to unpack what really happens when leaks, floods, and hidden drips hit your rental. Learn how insurance treats sudden vs. gradual damage, the traps that can shrink your payout, and the practical steps you should take to protect your property and your claim.

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